
If so, then more than seven years for his report to clear of this debt- IF he pays it off now. big mistake,, if your old credit is about 10 years old it will be off soon anway,, i learned this the hard way,, consildating or debt recovery programs can be risky! the way to a good credit score is balance precentage,,, credit free report score if all of your credit ,, recent credit is goood or at least 3 years of it your score will be higher, the key is to keep your balances below 40% of the available balance your score will jump in 90 days,, honestly,, pay down your balaces credit free report score below 60% of the available credit,, also if those old accounts are that old pay for an credit free report score online credit score company to check your credit score,, you can argue on their that they are not accurate most of credit free report score the time if the debt is that old the companies will not fight to keep it on your credit therefore it will be removed from your credit report.. credit reports free online i use credit report.com and credit free report score if you cancel within 30 days your not charge.. ok here is the down fall of consilidating or debt programs,, one they show on your credit report that you owe one fat bill with no available credit this is bad bad bad,, credit free report score cause it shows you pay one fat payment for credit free report score a debt that is one large amount and you are using all the available credit from credit free report score that company, see when you buy a house and they check your credit you can make 1000 credit free report score a month but buy a 60000 lexus as long as the payment is cheap,, not the amount you owe but the amount you pay out,, it credit free report score is really tricky,, make sure you keep all your new credit on time pay over the minm payment and try to pay a week ahead of the due date,, credit free report score but what really makes your score go up,,is the debt to balance ratio! check credit report i promise i became a member to buy a home,, i went from a 504 to a 630 in 6 months! also the website will explain alot of credit info to you Ok, I just answered another one of your questions so I see you are saying here the debt is 10 yrs without any payments made very simple.. send a very brief letter to each credit reporting agency and say please remove this item from my credit report, it is older than 7 yrs from last activity.
obtain free credit reportIf so, then more than seven years for his report to clear of this debt- IF he pays it off now. big mistake,, if your old credit is about 10 years old it will be off soon anway,, i learned this the hard way,, consildating or debt recovery programs can be risky! the way to a good credit score is balance precentage,,, credit free report score if all of your credit ,, recent credit is goood or at least 3 years of it your score will be higher, the key is to keep your balances below 40% of the available balance your score will jump in 90 days,, honestly,, pay down your balaces credit free report score below 60% of the available credit,, also if those old accounts are that old pay for an credit free report score online credit score company to check your credit score,, you can argue on their that they are not accurate most of credit free report score the time if the debt is that old the companies will not fight to keep it on your credit therefore it will be removed from your credit report.. i use credit report.com and credit free report score if you cancel within 30 days your not charge.. ok here is the down fall of consilidating or debt programs,, one they show on your credit report that you owe one fat bill with no available credit this is bad bad bad,, credit free report score cause it shows you pay one fat payment for credit free report score a debt that is one large amount and you are using all the available credit from credit free report score that company, see when you buy a house and they check your credit you can make 1000 credit free report score a month but buy a 60000 lexus as long as the payment is cheap,, not the amount you owe but the amount you pay out,, it credit free report score is really tricky,, make sure you keep all your new credit on time pay over the minm payment and try to pay a week ahead of the due date,, credit free report score but what really makes your score go up,,is the debt to balance ratio! i promise i became a member to buy a home,, i went from a 504 to a 630 in 6 months! also the website will explain alot of credit info to you Ok, I just answered another one of your questions so I see you are saying here the debt is 10 yrs without any payments made very simple.. send a very brief letter to each credit reporting agency and say please remove this item from my credit report, it is older than 7 yrs from last activity.
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